How it Works?

Getting a Short Term Loan Is As Easy as 1-2-3!


Complete the short form. Enter your loan preferences.


We will attempt to help you get the cash you need


The Lender will deposit
your loan into your bank account

The Lender Direct Advantage

Money When You Need It

Life doesn’t follow paycheck schedules. Cars break down, kids get sick, pipes leak… No matter what your income level is or how well you manage your money, anyone can come up short. LenderDirect is here to help you get through the lean times. Forget standing in line at the corner money store. can help you get the money you need without leaving the privacy of your own home.

Every cash loan application is secured with high-grade Verisign 256-bit secured encryption.

   You can qualify for a fast cash loan, regardless of whether you have bad credit or no existing credit.

   Apply from the comfort of your home or office and receive your payday loan approval in a matter of minutes.

   Have emergency funds directly deposited into your bank account within 24 hours of applying. (Next Business Day)

How Does a Cash Advance Work?

Step 1: Complete your simple and secure online application with

Step 2: If Approved, will redirect to the lender's web site where you will be able to review and agree to the terms and conditions of the loan. You are under no obligation to accept the terms of the loan and fees do apply if you decide to accept the terms of the loan agreement. If you are comfortable with the amount you are approved for and agree to the terms of the loan you may accept the terms and submit the contract to receive your cash advance. The loan WILL NOT be issued until you accept and digitally sign the loan agreement and terms.

Step 3: After the lender successfully completes the final approval and loan verifications your cash is directly deposited into your bank account.

Please remember that a lender may call, email or text you to confirm the details of your application. Please make sure you respond to your lender as quickly as possible as this may help speed up the loan approval process and help you receive your money faster!

*Residents of Arkansas, Georgia, New York, and West Virginia are not eligible to apply for a cash advance on this website. The Operator of this website is not a lender and does not make cash advances, credit decisions or broker loans to lenders. The operator of this website is not an agent, representative or broker of any service provider or lender and does not endorse or charge you for any service or product. You are under no obligation to use this website's service to initiate contact or apply for credit with any of our service providers. The states that this website services may change from time to time and without notice to you. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. Short-term loans are not a long-term financial solution. **Faxing is not required in order to submit an application for credit on this website however in some circumstances faxing may be required for a lender to fully complete and approve an application for credit. This website does not guarantee that completing an application form will result in you being suggested a service provider or lender. ***Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus; Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders in some circumstances. *Approval time is usually 1 hour or less however this does vary by lender and also depends on their ability to contact you.